Black Hawthorn WealthBase
Know where you stand, and make sure your family does too. Track what you own and what you owe, learn the money basics nobody taught you, and keep everything your family would need in one private app on your computer. No monthly fees. No bank logins. No cloud.
WealthBase License: $49
Full access to every feature
Unlimited accounts, entries, and reports
25 plain-language lessons with illustrated examples
English & Spanish
Lifetime license, no expiry
Email support
Most people were never taught how money actually works: how interest is calculated, why a lower payment can cost more, what happens to an account when someone passes away. WealthBase was built for them. It puts your whole financial picture in one private place, explains the ideas behind it in plain language, and helps you organize what your family would need if something happened to you. It never connects to your bank, never sells you a product, and never tells you what to buy.
YOUR NET WORTH
See everything you own and owe in one place
Add your bank accounts, home, vehicles, retirement accounts, investments, gold, crypto, and debts. WealthBase does the math: net worth, how much you really own of your home after the mortgage, and how it all changes over time.
Net worth over time
Every update is saved as a snapshot, so you can watch the trend instead of guessing.
Assets linked to their loans
Connect your home to its mortgage and your car to its loan to see your equity at a glance.
Investments by type
Record what is inside each account and see how your money is split between stocks, bonds, cash, metals, and more.
Reminders to review
A gentle reminder every 30 days to update your balances, so your numbers stay current.
Everything you need, Nothing you don't.
Private money tracking and financial education. One-time price. Your data stays yours.
Budget & Expenses
List your income and monthly expenses, mark what is essential, and see exactly where your money goes each month.
Debt Payoff Planner
Enter your debts and compare paying off the smallest balance first against the highest interest rate first. See the payoff date and total interest for each, side by side.
Emergency Fund Tracker
Choose how many months of essential expenses you want set aside and track your progress with a simple visual ring.
Before You Borrow
Four calculators for any loan, a vehicle, a home, and comparing loan lengths. See the monthly payment, the total interest, and how the numbers compare to common guidelines, before you sign anything.
Savings Growth Calculator
Enter a starting amount, a monthly deposit, and a rate, and watch your savings grow year by year. Compare two rates side by side to see what the difference adds up to over time.
Retirement Projection
Track your retirement accounts and contributions, and see an illustration of how they could grow based on a rate you choose.
Make sure your family is never left guessing.
When someone passes away, families often spend months trying to find out what accounts existed, where the paperwork is, and who to call. WealthBase helps you write it all down while you can.
Record who your beneficiaries are, where your important documents are kept, your insurance policies, and the people your family should contact. Then print a Survivor Packet: one organized document your family can find when they need it. WealthBase also prepares a checklist of what to bring to an estate attorney, so your first meeting is shorter and cheaper.
WealthBase does not create wills, trusts, or any legal document. It helps you get organized for the professional who does.
Learn the Basics, Finally
25 short lessons on budgeting, credit, interest, debt, investing, taxes, insurance, and estate planning. Written in plain language, with illustrated examples showing how interest, fees, and time really work.
Reports for Your Accountant
Export your accounts, debts, and expenses to Excel, or print a clean PDF report to bring to a tax preparer or financial professional.
Guided Setup
A step-by-step setup walks you through adding your first accounts, so you are not staring at a blank screen.
Encrypted with Your Password
Everything is encrypted on your computer with a password only you know. Without it, the data is unreadable, even to us.
Your Own Backups
Save an encrypted backup file anywhere you like: a USB drive, an external disk, or wherever you choose. Restore it on a new computer in a minute.
English & Spanish and White Background Too
Ready to buy?
How it Works
Step 1: Download & Install
Download WealthBase and run the installer. It adds a shortcut to your desktop and Start menu.
Windows may show a blue "Windows protected your PC" screen the first time you run the installer. This is normal. Click More info, then Run anyway. You only see this once.
Step 2: Create Your Password
Choose a password to encrypt your data. Write it down and keep it somewhere safe. For your privacy there is no reset and no recovery, not even by us.
Step 3: Follow the Guided Setup
Add your accounts, debts, and monthly expenses at your own pace. Start a lesson whenever you want. Your full picture builds as you go.
Who It's For
WealthBase is built for:
Adults who were never taught personal finance and want to finally understand it without being sold anything.
Families who want to be prepared, so a spouse or child would know where everything is if something happened
Young adults starting out who want good habits from their first paycheck
Spanish-speaking households who want the same tools and lessons in their own language
Anyone who refuses to give a budgeting app their bank password
Privacy & Data Ownership
Your Money Information Stays on Your Computer
WealthBase runs entirely on your machine. Your balances, debts, and family details are stored in an encrypted file that only your password can open. Nothing is sent to our servers, because we do not have any for your data. The app does not connect to the internet, does not ask for your bank login, and does not show you ads or offers.
You never enter account numbers, passwords, or Social Security numbers. WealthBase is built without fields for them.
WealthBase is an educational and record-keeping tool. It does not provide financial, investment, tax, or legal advice, and it does not recommend any specific bank, fund, product, or service. Every calculator shows the math so you can understand your options. Decisions are always yours. For advice about your situation, talk to a qualified professional.
Frequently Asked Questions (FAQs)
Does this require a monthly subscription?
No. WealthBase is a one-time purchase of $49. You pay once and use it with no recurring fees.
Does it connect to my bank?
No, and that is on purpose. You enter your own balances, which takes a few minutes a month. In return, no bank login is ever stored anywhere, and your financial data never leaves your computer.
What if I get a new computer?
Make a backup file in WealthBase, install it on the new computer, and choose "Choose backup file" on the first screen. Everything comes back.
Does my data go to the cloud?
No. Everything is stored and encrypted on your computer. We never see it.
What if I forget my password?
It cannot be recovered. That is what keeps your data private: nobody, including us, can unlock it without your password. Write it down and keep it somewhere safe, and keep a backup file.
Will it tell me what to invest in?
No. WealthBase teaches how things work and shows you the math, but it never recommends investments, banks, or products. Every user sees the same lessons, and the decisions are yours.
Can it write my will or trust?
No. It helps you organize your information and prepares a checklist for an estate attorney, but it does not create legal documents.
What if I need help?
Email info@blackhawthornventures.com
Is it really in Spanish too?
Yes. Every screen, lesson, and report is available in Spanish. Switch at any time.